The ISO Search is a tool used by insurance companies to investigate your claim history when you seek workers compensation benefits after an on-the-job injury or occupational disease or monetary damages because of another driver’s negligence. The purpose of this article is to discuss one of these reasons: the ISO Search. There are several reasons you should come clean and disclose past accidents or injuries.
Or if you did not file a workers comp claim or a civil action based on tort and negligence law because of the past accident.īut here is my advice: Don’t hide past insurance claims based on personal injury! Disclose them. Especially if the crash was a minor fender bender or the work-related injury required no treatment or time missed from work. It may be tempting to hide one or more of your past auto accidents or work injuries. This is usually allowed under state and federal Rules of Evidence and the Rules of the Workers Compensation Commission. When you file a claim after a car accident or work-related injury, the insurance company will begin to investigate.Īt some point during its investigation, either during a recorded statement (attorney tip: never give one) or deposition, or as part of written discovery and interrogatories, the insurance company will ask you about past accidents and injuries.
Learn What Information the Insurer Can Discover About Your Personal Injury Claim History The ISO Search: How Insurance Companies Find Out About Past Motor Vehicle Accident and Workers Comp Claims You Have Filed
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